‘Not the M Word’ is written by me, a person with no formal training in finance, as an outlet for discussion. I’m not (nor claim to be) an authority on money, budgeting, or any other life decisions. All advice, thoughts and opinions shared here are personal and should be taken with a grain of salt.

Everything I have learned has come from trial and error, mentorship, and an extreme amount of obsessive self-education by way of books and the internet. Please do the same and draw your own conclusions based on what is fine and good for your life and circumstances.

Have a great day.